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Health Protection Plans, Inc

Health Protection Plans, Inc


About Us

We are licensed in Florida, Texas, and Virginia to sell health insurance plans. We believe that in current context of rising healthcare costs, it is important that everyone covers oneself for risks to one’s health and finances by purchasing insurance for:

* Basic health insurance plan for routine health care and probable hospitalization.
* Supplemental insurance to reduce out-of-pocket expenses one may run into for likely heavy medical and living expenses attributable to disease and injury,
* Ancillary medical and support services to complement basic health insurance.

Carriers We Represent

* National Carriers in the U.S: Unitedhealthcare, The IHC Group, Cigna, and Careington
* International Carrier: Tokio-Marine HCC MIS / Llyod’s of London

Plans We Offer

Due to complexity of a large variety of health insurance plans being sold by a number of carriers, we are focused to sell following types of health insurance plans:

* Medicare Advantage for seniors
* Medicare Supplement Plans for seniors
* Short Term Medical plans for age below 64
* Supplemental Medical Insurance Plans
* Critical Diseases Insurance
* Dental Insurance Plans:
* Health Discount Program:
* International travelers can buy medical and travel safety insurance
* International students can buy medical and travel safety insurance

Our Educational Seminars

We welcome invitation from groups and businesses to conduct educational seminars and presentations about of health insurance, health risks associated for not having suitable insurance plan(s), and financial risks associated with unsuitable plans.


Short Term Medical Insurance: It could be 1/2 to 1/3rd the premium cost of ACA (Obamacare) plans with Low Deductibles and Low Coinsurance.
Supplemental Medical Insurance: Combine it with Short Term Medical insurance plan or standalone will reduce or offset Out-of-Pocket expenses.
How Much Does Medical Insurance Cost? Understand the effective costs.
Know the Power of Using In-Network Healthcare Providers and Avoid Out-of-Network Providers!
What Pharmacy to Use for Prescription Drugs?  Shop for best prices and discounts!
International Travelers Medical and Travel Safety Insurance. It’s just as important as your passport is when traveling and living abroad!
Hospital Indemnity Insurance: (Care Access Plan): This plan provides medical and financial coverage for Critical Diseases, Inpatient Hospital Confinements or Inpatient Surgery.
 Hospital and Surgical Insurance: Reduce or offsets hospitalization and surgical expenses once a year.
Health and Wellness Discount Plans: Use these nine discount plans to your health management: Prescriptions, Telemedicine, Alternative Health and Wellness,  Counseling. Medical Mediation, Healthcare Assistant, Expert Second Opinion, and Durable Medical Supplies.
International Students Health and Travel Safety Insurance: International students traveling and living abroad for studies can cover themselves for medical and travel safety insurance.
This is comprehensive medical insurance for seniors for Zero or low dollar premiums, low copay, low coinsurance, low annual ceiling of out-of-pocket expenses, and low or no copay prescription medicines.

Rep/Contact Info

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Jay Sethi

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