Local Mortgage Advisor Highlights the “Cost of Waiting” to Buy a Home

With today’s interest rates and shifting housing market trends, many potential homebuyers are asking themselves whether they should wait for rates to drop before purchasing a home. Local Certified Mortgage Advisor Laura Meyers with The Mortgage Firm, is sharing valuable insight on why waiting could actually cost buyers more in the long run.
In a recently released video, Laura Meyers explains how delaying a purchase means renters continue building wealth for their landlords instead of themselves. Additionally, as rates decrease in the future, competition in the housing market will likely drive home prices higher — leaving buyers paying more for the same home.
“While waiting may feel like the safe choice, the reality is that home values are projected to keep climbing,” said Laura Meyers. “That means buyers who wait could miss out on equity growth and end up spending more overall, even if they secure a lower rate later.”
Laura emphasizes that buyers do have options today, including strategies like temporary rate buydowns, seller concessions, and the opportunity to refinance when market conditions improve.
The message is not only for first-time buyers. Current homeowners can also benefit from a tailored mortgage strategy — whether it’s consolidating debt, financing renovations, or leveraging home equity to achieve financial goals.
Laura Meyers encourages those considering a home purchase to connect and develop a personalized game plan that aligns with their financial needs.
About The Mortgage Firm
The Mortgage Firm has been helping families achieve their dream of homeownership since 1995. With a commitment to personalized service, innovative mortgage solutions, and community engagement, The Mortgage Firm remains a trusted partner for buyers across Florida and beyond