Heads Up: Credit Card Processing Fees Are Increasing in the New Year

As we head into the new year, many businesses will notice higher credit card processing fees on their January and February statements.

These increases are common and often appear quietly in the form of:

• Higher per-transaction rates

• New or increased monthly and statement fees

• Additional network or assessment charges

Because these changes are typically automatic, many business owners don’t realize they’ve occurred until months later.

Why It Matters
Credit card processing is a major operating expense for many local businesses. Even small increases can have a meaningful impact on margins—especially for high-volume merchants.

What You Can Do
Business owners are encouraged to review early-year processing statements, compare them to last year’s rates, and confirm they understand any new or increased fees. In many cases, there may be opportunities to reduce costs without changing how customers pay.

Supporting Our Local Business Community

As a proud partner and active member of the Seminole County Chamber, Craft Financial, gocraftfinancial.com, is committed to helping local businesses stay informed, protected, and financially efficient—especially when it comes to operating expenses that often increase quietly over time.

If you’re unsure whether recent credit card processing fee increases are reasonable—or would simply like a second set of eyes on your statement—a quick, no-obligation review can provide clarity and peace of mind. As an added benefit, Seminole County Chamber members enjoy exclusive savings on credit card processing through Craft Financial as part of their member benefits.

Contact me today!!
phone - 407-205-7566
email - chris@gocraftfinancial.com